# Paylinky

> Paylinky is a payment gateway for Mobile Money and crypto payments in Africa. Two products: Hosted Page API (payment links) and Direct API (collect Mobile Money / crypto). Sandbox keys: plk_test_…; live keys: plk_live_… (require KYC and manual activation).

Full documentation in one file: https://paylinky.vercel.app/llms-full.txt
OpenAPI 3.1 spec: https://paylinky.vercel.app/openapi.json

## Docs
- [Introduction](https://paylinky.vercel.app/docs/raw/introduction): What Paylinky is and the two ways to accept payments.
- [Quickstart](https://paylinky.vercel.app/docs/raw/quickstart): Make your first sandbox payment in five minutes.
- [Access, KYC & key activation](https://paylinky.vercel.app/docs/raw/access-kyc): How merchants get verified and receive live API access.
- [Authentication](https://paylinky.vercel.app/docs/raw/authentication): Authenticate server-side requests with Bearer API keys.
- [Hosted Page API](https://paylinky.vercel.app/docs/raw/hosted-page): Create payment links and let customers pay on a Paylinky-hosted checkout.
- [Direct API overview](https://paylinky.vercel.app/docs/raw/direct-api): Build your own checkout with the Direct API.
- [Mobile Money](https://paylinky.vercel.app/docs/raw/mobile-money): Create and track Mobile Money collections.
- [Payment flows](https://paylinky.vercel.app/docs/raw/payment-flows): USSD push, Wave redirect, OTP by SMS and OTP by USSD.
- [Crypto payments](https://paylinky.vercel.app/docs/raw/crypto): Accept USDT, BTC and more with a dedicated address and network.
- [Webhooks](https://paylinky.vercel.app/docs/raw/webhooks): Receive signed events when payments change status.
- [API reference](https://paylinky.vercel.app/docs/raw/reference): Every endpoint with request and response examples.
- [Errors & status codes](https://paylinky.vercel.app/docs/raw/errors): Error format and the full list of error codes.
- [Sandbox & testing](https://paylinky.vercel.app/docs/raw/sandbox): Simulate every payment outcome without moving money.
- [Security & go-live](https://paylinky.vercel.app/docs/raw/security): Best practices to protect keys and payments.
- [SDKs](https://paylinky.vercel.app/docs/raw/sdks): Zero-dependency clients for Node.js, Python and PHP.
- [AI integration](https://paylinky.vercel.app/docs/raw/ai): Give your AI coding agent accurate Paylinky knowledge.